Voice Expense Tracker

The fastest way to log an expense is not to type it at all. A voice expense tracker lets you record spending the moment it happens, in the few seconds between paying and walking away. Spendik is a voice expense tracker for Android: tap the mic, say what you spent in plain language, and the AI turns it into a categorised transaction — no form, no dropdowns, no “I'll enter it later” that never happens.

Say it once — even if it's three things

Voice only saves time if one note can hold a real moment, and real moments are messy. Spendik's multi-intent parsing handles that. Say "Paid $45 for dinner, $20 for the Uber home, and Alex owes me $30" and you get three records: a food expense, a transport expense and a debt in Alex's name, each assigned to the right wallet. Say "Groceries at the supermarket, $86, paid from Chase" and the merchant, amount, category and account are all filled in from that one sentence.

Multilingual voice and chat

Money is personal, and most people do not think about it in English. Spendik's voice and chat logging is multilingual, so you can log in the language you actually speak and still get clean, categorised records. The same applies to questions: ask the AI chat "How much did I spend on food this month?" or "How much have I spent on Netflix and subscriptions lately?" and get an answer from your own data, in your language.

Where voice logging fits in your day

Voice logging shines exactly where manual entry fails: walking out of Starbucks with your hands full, in an Uber on the way home, splitting a bill with Emma, or paying cash where no bank alert will ever catch it. A five-second voice note in each of those moments adds up to a complete record — which is what makes budgets and savings goals trustworthy.

The rest of the picture

Behind the mic, Spendik is a full money manager: multiple wallets and currencies — cash, a Chase account, PayPal, Revolut, Wise — with clean transfers between them, a debt tracker, category budgets and savings goals with pacing. For hands-off logging, Spendik Pro also adds auto-detect: drafts from bank and wallet alert notifications, parsed on-device with OTPs discarded. Auto-detect is a Pro feature, separate from voice logging. All of it uses encrypted cloud sync. Learn more on our AI expense tracker page, see plans on the homepage pricing section, or check the support & FAQ page for how features work.

Free to start

Spendik is free to download, and the free plan includes AI voice and chat logging with limits, expense and income tracking, wallets, budgets, debt tracking and savings goals. Spendik Pro — $4.99/month, $29.99/year or $59.99 lifetime, with a 14-day free trial on monthly and annual plans — adds unlimited AI and voice logging plus Pro auto-detect from bank and wallet alerts. If typing expenses is the reason every tracker has failed you before, try saying them instead.